Kotak Credit Card Pin Generation – How To Change/Reset Kotak Credit Card Pin Online/Offline?

Kotak Credit Card Pin Generation: Kotak Mahindra Bank offers credit cards to their account holders. Kotak credit card users who are looking for what are the steps in generating the credit card pin can check here. There are various methods you can follow for the Kotak Bank Credit Card Pin Generation process. Here we are giving all those ways in detail and also methods to activate Kotak Credit Card.

Kotak Credit Card Pin Generation

Kotak bank credit card PIN is a 6-digit number that is provided by the bank with your card. You have to use the pin for making an online purchase or swiping at a store. If in case if you want to change the password or forget the pin, then you can change or generate a PIN for your Kotak credit card by following the below-given details.

Methods of Kotak Bank Credit Card ATM PIN Generation

You can generate the ATM Credit card pin online or offline. We have 5 different ways for Kotak Bank Credit Card Pin Generation. They are as follows:

  • Online Pin Generation Process
    • Kotak Mobile Banking App
    • Kotak Netbanking
    • Bank Website
  • Offline Pin Generation Process
    • IVR
    • Visit the Bank Branch Physically

In the online method, you should have an android mobile or laptop with an active internet connection. Offline, you can visit the branch and coordinate with the employees or use the helpline centre for pin generation.

How To Generate A Kotak Credit Card Pin?

It is quite a simple method to generate a credit card pin. You can select the one that suits you.

Process to Generate Kotak Credit Card Pin using Mobile Banking App

  • Firstly, log in to your mobile banking account. If you don’t have the app, then download it and log in.
  • After login, go to the Credit Cards tab.
  • Now click on “Credit Card Service Requests”.
  • After that, proceed with the “Instantly Generate PIn” step.
  • Ensure that your MPIN and other details are correct and then submit the request and confirm.

Kotak Credit Card Pin Generation via Netbanking

  • Login to your Kotak Mahindra Bank net banking account i.e netbanking.kotak.com.
  • Go to the “Credit Cards” tab.
  • Now hit the service requests button and then select the Instant Pin Generation tab.
  • Later, enter all the required data and click on “Go”.
  • Finally, you will get a tab saying that Kotak Credit Card Pin Generation is successful.

How To Do Kotak Bank Credit Card ATM Pin Generation through IVR?

  • To change your Kotak Credit Card Pin via IVR, dial the helpline number 1860 266 2666.
  • Follow the instructions from the bank and say Generate Credit Card PIN.
  • Now, you are asked to provide MPIN.
  • Carefully go through the voice instructions and enter the card number, expiration date, and other data.
  • Once your card is validated, press number 6 to change the old PIN.

How To Activate Kotak Mahindra Credit Card?

If you are a new credit card user, then you have to activate your Kotak Mahindra Credit Card. The methods to activate your credit card are online using internet banking, mobile app, offline through customer support service or visiting the bank’s branch.

  • Activate your Kotak Credit Card by generating or setting the 6-digit PIN.
  • You will receive the pin through post or email. If you didn’t receive the pin within 10 days of receiving the credit card, then you can use internet banking or visit the branch or instant pin generation page.
  • Once the new pin is set, then you can use credit cards for transactions like ATMs, online transactions or retail merchants.
  • Your credit card automatically gets activated when you first use the card. If you have any issues using the card,
  • you can contact the Kotak Mahindra Credit Card customer care helpline number 1860-266-2666.

Also, Check

Kotak Credit Card Pin Safety Precautions

Credit card pin is an important element to consider to using credit card services. Every user should know the safety precautions about Kotak Mahindra bank credit card pin. The following are the Kotak credit card safety precautions.

  • Users are always suggested to never credit card details or photos to any unknown persons via SMS, or email.
  • Allow store staff to swipe your card only in your presence. It will prevent your card from being misused like skimming. In the skimming process, your credit card details are duplicated with a skimming device.
  • While making payments using the credit card on the website, verify that the site is secure and authentic.
  • Never save your credit card details on any app or website.
  • Don’t write your credit card pin on the card.
  • Don’t share your credit card pin with anyone, even with bank officials.
  • Make sure to check the monthly credit card transaction to ensure that it is not being misused.
  • Also, never share the photo of the credit card with anyone for any reason, even for the new credit card application.
  • If you notice or got doubt that your card is being misused, then block the card immediately and apply for the new one.

How To Change Kotak Credit Card Pin?

You can reset your Kotak credit card pin by following the above-mentioned steps. If you forget or lost your credit card pin or want to change the old pin, then you can choose this option. You are allowed to do Kotak Credit Card Pin Generation via the Instant Pin generation option in net banking or mobile banking or call to customer care number.

If you choose any of these options, then you have to give your Kotak Mahindra Bank Credit Card details and validate them. After the validation process is done, you can give the 6-digit new pin number that you want.

Important Points To Remember While Kotak Credit Card Pin Generation

Here are some key points to remember while changing the Kotak bank credit card pin.

  • You have to check whether you have an active Kotak credit card or not before going for the pin generation process.
  • If your Kotak Mahindra credit card is temporarily blocked, then unblock it by visiting the branch.
  • Credit cards which are permanently blocked are not allowed for the Kotak Credit Card Pin Generation as you can’t reset pin for them.
  • While doing the pin reset process, if you enter 3 times wrong details in a row, then your credit card pin will be locked.
  • So, be careful during the Kotak Bank Credit Card Pin Regeneration process.

FAQs on Kotak Credit Card Pin Generation

1. How can I generate my Kotak credit card PIN?

You can generate Kotak credit card pin by using mobile banking. Log in to mobile banking, go to credit card service request and instantly generate a PIN.

2. What is 6 digit PIN in Kotak Bank?

The 6-digit PIN in Kotak bank is the pin used to access your credit card or debit card services at the shopping or ATM. You can change that 6-digit Kotak Credit Card Pin by logging into the net banking.

3. How can I activate my Kotak credit card?

You can activate Kotak Bank Credit Card by downloading the bank’s mobile app and logging in. After that, select the “activate a card” option and proceed.

4. Can I change Kotak’s credit card PIN at any bank’s ATM?

No, you can’t change the Kotak credit card pin at any bank’s ATM.

Key Takeaways

Hoping that the details shared here regarding Kotak Credit Card Pin Generation are helpful for you to change your Kotak Bank Credit Card Pin. If you want to know how to generate debit/ credit card pins for other banks then visit our site regularly. We will provide the safety precautions and how to generate bank ATM card pins. Stay in touch with us to know Kotak Debit Card Pin Generation Techniques and many more in one place.

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