Difference between Credit Card & Debit Card – What is the Best Among Debit Card, Credit Card?

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Difference between Credit Card & Debit Card

Difference between Credit Card & Debit Card: Both debit and credit cards are used to make payments or write a check or cash withdrawals. The main difference between them is where the money to pay for the purchase comes from. Credit cards and debit cards look almost the same with an expiration date, bank name, EMV chips, 16-digit card numbers and magnetic strips. The major difference between a credit card and a debit card is using a debit card, you can spend the money which you already have in the bank, with a credit card, the bank lends you money to use which you can use and pay them back with interest every month.

Here we are giving credit cards vs debit cards, the advantages and disadvantages of the cards, which card is better, and many more in one place.

What is a Credit Card?

A credit card is a bask-issued card to fulfil the financial needs of the customers. Using this card, users can lend money from that particular financial institution and need to pay the money back with interest as per the institution’s terms. Credit cards are issued in the below-mentioned variety of categories.

  • Usually, standard cards extend a line of credit to their customers for making buying items, balance transfers, and cash withdrawals, and they don’t have annual charges.
  • Premium credit cards offer perks like concierge services, special event access, airport lounge access, and so on, but they have a higher annual fee.
  • Reward cards offer travel points, cash back, and other advantages based on how the user spends the amount.
  • Secured credit cards need an initial cash deposit that is held by the issuer as collateral.
  • Balance transfer cards have low introductory interest rates and fees on balance transfer between other credit cards.
  • Change cards have no preset spending limit but they don’t allow unpaid balances to carry over from month to month.

Credit cards have plenty of advantages like discounts, travel pers and so on that debit cards do not have.

Major Difference between Credit Card & Debit Card

We have to take both debit and credit cards from a particular financial institution and use them. Later, compare their bills to know the major differences between credit card and debit card. Here in the below table, we have covered everything regarding debit card vs credit card.

Parameters Debit Card Credit Card
Definition It deducts the amount directly from the user’s current or savings account. It allows cardholders to make payments even if they don’t have an account balance. Permits you to borrow funds to pay for the purchase.
Funds sources Your particular bank savings or current account. Credit is extended by your card issuer. It provides access to money.
Spending Advantages You can spend the amount only you have in the bank. You can spend more than what you have
Application Offered along with the savings/current/salary account. You have to apply for a credit card.
Spending Limits Can spend the available balance in the account. You can spend within your pre-fixed credit limit.
Who pays for the purchase Cardholder pays for the purchase. Credit card company pays the vendor for purchase instantly. Later you have to pay the credit card company.
Payment There is no extra payment you have to make as you are using your own funds. A bill needs to be paid monthly as it is being borrowed.
Bill There is no bill or statement. You will get a bill or statement containing the details of the transactions you made.
Fees and Charges Annual fees are applicable. Various applicable fees include joining fees, annual fees, late payment fees, etc.
Interest No interest is charged. Interest is charged on the borrowed amount if it is not paid before the due date.
Rewards You will get minimal rewards. Enjoy the air miles, cashback, and reward points which can be redeemed.
Limit to Funds That Can Be Accessed You can access any amount up to what is currently available in your savings or current bank account. Use the money only up to the pre-set credit limit on your card.
Privileges Doesn’t have many privileges. Comes with various dining, entertainment, retail, and travel privileges.
Lost card Liabilities Provides protection from theft or loss of card. Most cards offer 100% lost liability protection.
EMI Facility Offered on limited transactions as per vendor back agreement. Mostly offered on transactions above Rs 2500.

Also, Check

Advantages and Disadvantages of Debit Cards

A debit card is nothing but a payment card that makes payments by deducting money directly from the user’s account. Here we are giving the pros and cons of debit cards in detail.

Pros of Debit Cards

  • There is no debit involved as you are using your own money.
  • Debit cards are cheaper to use as there are no interest rates involved.
  • It can also be used as an ATM Card. So you can withdraw money from the ATM.
  • It doesn’t help in building a credit history.
  • Approval for a debit card is easy as well as fast.

Cons of Debit Cards

  • Debit cards can complicate your passbook balancing at the end of the month if you don’t keep track of spending.
  • You don’t have the ability to leave disposable cash in your account as the money is directly debited.
  • There is little protection when it comes to debit card fraud.
  • You will be charged if you withdraw money from a different bank ATM more than the advised number of times.

Pros and Cons of Having a Credit Card

Now you know the differences between credit card and debit card. Here we are giving the advantages and disadvantages of opting for a credit card.

Advantages of Credit Cards

  • Credit cards allow their users to spend more than the amount they actually have in their accounts.
  • If users are unable to pay the bill before the due date, then you are provided with an opportunity to change the purchases into EMI, however, you will be charged interest.
  • You can pay the amount spent for purchases in a billing cycle at a later date, which is the payment due date.
  • Most online sites provide attractive credit card offers on purchases, which is best for online shopping.
  • Making the bill payment by the due date helps you build as well as maintain a healthy credit score and credit history which can also be helpful in getting loan approvals in the future.
  • You can even earn reward points on your credit card purchases which can be redeemed against gift vouchers, cashback, discounts, and more.
  • Few credit cards offer additional benefits like airport lounge access, insurance cover, interest-free loans, indemnity cover, etc.
  • If there is a fraudulent transaction with your credit card, then you can notify the bank and not have to bear the liabilities as the transaction will be reversed immediately.

Drawbacks of Credit Cards

  • Credit cards have additional charges like annual fees, joining fees, interest charges, late payment fees, etc.
  • Deferring on your bill payments can incur heavy penalties or interest charges.
  • Non-payment of your bill on time can negatively impact your credit score.
  • Going overboard your credit limit could lead to an accumulation of debt.

Should I Choose a Debit Card or Credit Card?

By reading the above lines, you can know credit cards and debit cards come with their own advantages and limitations. Here we are giving a few instances where you can choose to use a credit card or debit card based on their advantages and disadvantages.

  • Withdraw Cash – Debit Card: When you withdraw cash using a debit card, you are taking your own money, so there is no expense involved. However, if you use your credit card to withdraw the amount, you are withdrawing the one you don’t have. The bank will consider this as a kind of loan which need to be paid with high-interest rates.
  • If you have spending issues – Debit Card: It goes without saying that if you can’t control how much you spend, use a debit card. As the money is deducted from your current or savings account, you are less likely to overspend and get into credit card debt.
  • To make a big ticket purchase – Credit Card: Actually, credit cards offer you the convenience of being able to split transactions into EMIs. It makes a good option to make big-ticket purchases since they become more affordable.
  • Shopping or making transactions online – Credit Card: Credit cards offer more rewards, and offers during online shopping. If you found any fraud, then you can immediately contact the bank and block your card. Moreover, you can easily get the amount reserved to your credit card when compared with a debit card.
  • For a vacation – Credit Card: Mostly, credit cards are universally accepted. So, you can use a credit card when you are overseas and not have to worry about having foreign currency in hand.

As there are many similarities between a debit card and a credit card, there as many differences as well. Hence it is advised to research based on your short-term and long-term requirements and select the better one.

FAQs on the Difference between Credit Card & Debit Card

1. Is an ATM card debit or credit?

ATM card is a debit card.

2. Can I use a credit card at an ATM?

Yes, you can use a credit card in the ATM machine.

3. Which is better credit card or a debit card?

Both credit and debit cards come with their own advantages and disadvantages. We are suggesting you make the proper research based on your needs on which one to choose.

4. What are the advantages of credit cards?

The advantages of owning a credit card are easy access to credit, EMI facility, building a line of credit, minimum due trap, and so on.

Final Words

Both credit and debit cards look similar, but their pros and cons are very different. When building credit and cashing in rewards is important for you, then credit cards are essential tools for your financial journey. If you want to keep a tight rein on your finances, then it is better to choose a debit card. No matter what you choose, make sure that you know the pros and cons associated with it.

Here provided difference between credit card & debit card are helpful for account holders to choose which is better and many. Stay in touch with our site to know more pin-generation techniques.

Amazon Pay ICICI Credit Card Pin Generation – 3 Best Ways To Generate Credit Card Pin Along with Some Tips

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Amazon Pay ICICI Credit Card Pin Generation

Amazon Pay ICICI Credit Card Pin Generation: Amazon pay ICICI credit card is the card that was offered by Amazon pay along with the collaboration of ICICI bank. Have you applied for this card and got that card from the bank and are you searching for the process of pin generation and activation of your card? If yes, don’t worry as you came to the right place, we are here to help you out.

Sometimes ICICI bank may send you the pin along with the card, but you need to change the pin and then you need to use the card as it will be safe and secure. Look into the below article, to know complete information about amazon pay ICICI credit card pin generation/change methods like net banking, customer care, website, and many more are discussed. Learn more by scrolling down the article!!!

Best Ways For Amazon Pay ICICI Credit Card Pin Generation

As you got your amazon pay credit card, you need to generate the pin for your card to use the card. You cannot use the card without generating the pin as it will be in a deactivated state. Here we are going to provide you with some methods to generate pin for your Amazon pay ICICI credit card.

  • Through Customer Care or IVR
  • Through Internet Banking
  • By using Mobile App

How To Generate Pin for Amazon Pay ICICI Credit Card Via Internet Banking

To generate or change your pin for amazon pay for ICICI credit card through the website we are providing you with the step-by-step process below. Look into the process carefully and generate your pin easily.

  • Firstly, go to the website of ICICI bank.
  • Then, You need to log in to your internet banking account if you have it already otherwise just register to the net banking account.
  • After that, Click on “Generate Pin” as you will see on that website once after logging in.
  • As you will have options under generate pin you need to click on “generate credit card pin”.
  • And then click on “generate now”.
  • Then enter your 4-digit or 6-digit pin and then re-enter it.
  • After that, confirm it then the pin will be successfully generated.

Step By Step Process of Amazon Pay ICICI Credit Card Pin Generation Through Mobile App

As you have seen the internet banking method, here is the second method that can be generated pin more easily through the mobile application. Here is the step-by-step process, look into it and generate.

  • Download the ICICI bank application on mobile, i.e., iMobile.
  • After that, log in to the mobile app with the user id and password or register if you are new to that app.
  • Then, after logging in you need to go to the “services and Aadhar” section.
  • Next, you need to select ” card services”.
  • Now, you need to click on “generate credit card pin”.
  • Enter 4 digit pin and then re-enter it.
  • And then confirm it.

How to Generate Pin For Amazon Pay ICICI Credit Card through IVR

Here is the step-by-step process given below, to generate a pin for an amazon pay ICICI credit card through IVR. Using this method is very simple and even you don’t need any internet.

  • Just call customer care, with the ICICI customer care number, 18001080.
  • Then follow the options and generate the pin that was given by the interactive voice response system.

Read More:

How To Change /Reset Amazon Pay ICICI Credit Card Pin

As we have seen many methods to generate the amazon pay credit card pin, here we are going to see the methods that are used to change /reset the pin for your amazon pay credit card pin.

  • Change the pin through IVR
  • Change the pin through Mobile APP
  • Reset the pin through Internet Banking.

If you see the generating methods and changing pin methods, both are the same but a small change is you need to click on change the credit card pin in place of generate credit card pin.

Tips To Follow To Keep your Amazon Pay Credit Card Pin Safely

Below are some of the tips and tricks to follow to keep your amazon pay credit card pin safely once after generating or while generating your pin in a perfect way.

  • When you are generating your pin, you need to be very cautious and not share it with anyone else even if they are close to you.
  • Do not write your pin on the back of your card or on any paper.
  • While you are using your credit card, use it only with websites that are safe and secure.
  • Don’t save the pin on any other service websites.
  • Do not generate your pin by using your DOB, lucky numbers, or parents’ anniversary as they are very easy to guess.
  • Never share your pin through emails or SMS services.

FAQs on Amazon Pay ICICI Credit Card Pin Generation

1. Can I generate a pin for an amazon pay ICICI credit card online?

Yes, you can generate a pin for amazon pay ICICI credit card online like generating through internet banking and the mobile application of ICICI bank.

2. How to generate amazon pay ICICI credit card pin through SMS?

You can generate your amazon pay ICICI credit card pin through SMS with the below simple steps.

  • Create a draft of your message on your mobile phone in the messaging app.
  • Type a message in the format of CCPIN XXXX.
  • The last 4 XXXX are the last 4 digits of your credit card number.
  • Then send an SMS to ICICI bank number – 9215676766.

3. What are the annual charges for the Amazon pay ICICI credit card?

There are no annual charges for the amazon pay ICICI credit card as the card is lifetime free.

4. Can I generate amazon pay credit card pin through an ATM?

No, you cannot generate amazon pay credit card pin through ATM.

5. Can I generate amazon pay credit card pin without holding an ICICI bank account?

Yes, you can generate amazon pay credit card pin without holding an ICICI bank account by calling customer care – at 18001080.

Key Outcomes

We hope that the information provided above on amazon pay ICICI credit card pin generation is useful and beneficial for you. By using the methods you can generate your pin without any issues. If it is not useful for you, just share it with your friends that are in need. We are ready to solve your doubts, comment to us if you have.

For other interesting pin generation articles like IDFC First Bank Credit Card Pin Generation, and many more, bookmark our transferandpostings.in website.

 

Karnataka Bank ATM Pin Generation – 4 Best Ways To Generate ATM Pin For Karnataka Bank

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Karnataka Bank ATM Pin Generation

Karnataka Bank ATM Pin Generation: Are you worried about forgetting your ATM pin? Or do you want to generate an ATM pin for a newly obtained debit card? You have landed on the right page to resolve this issue in a simple and effective way.

In this blog post, we’ll discuss the overview of Karnataka bank ATM Pin generation. We’ll also assist you with the acknowledgment of the complete process required to generate an ATM Pin and clear all your questions while performing this procedure.

Pre-Preparation Steps Before Generating Karnataka Bank ATM Pin

In order to generate a new PIN for Karnataka bank’s ATM there are some vital steps to keep in mind before inserting the debit card into the ATM.

Here’s the step-by-step guide to being followed before generating a PIN which is given as follows:

  • Make sure that your debit card is active and flawless, if your card is inactive for a long time then it’s suggested to contact customer care of Karnataka Bank and solve this issue.
  • Confirm that your mobile number is linked to your current bank account. If not registered, you must go and reach out to the nearest Karnataka Bank branch and report the issue of registering a mobile number.
  • If you have any queries regarding the generation of PIN, contact customer support of the Karnataka Bank and resolve your doubts.
  • It’s always advisable to use a safe and secure ATM, doesn’t use crowded public ATMs for pin generation as it’s your personal information.
  • Decide the Pin number which you’re going to enter and generate it for your regular purpose of transactions. Avoid simple pins such as 1234, 0000, birth year, etc.
  • Try to add a Pin that is difficult to guess by others and easy for you to remember.

How to Generate Karnataka Bank ATM Pin Using ATM Machine?

We’ll now explain to you the broad outline of the procedure to generate an ATM Pin in the easiest way without any technical problems while doing so.

Let’s understand the step-by-step instructions to be followed on the screen of the ATM to generate pin which is given as follows:

  • Visit the nearest and safe Karnataka Bank ATM, and make sure the previous transaction is cleared on the ATM screen.
  • It’s time to insert your Karnataka Bank debit card into the ATM machine.
  • Language preference will be shown to you, select your preferred language from the options.
  • On the left-hand top corner you’ll see the option of “Create New Green PIN and Validate OTP” click on it and then click on “Generate PIN”
  • It’ll show that OTP (one-time password) has been sent successfully to your registered mobile.
  • Withdraw the debit card from the ATM machine and once the OTP is received in your mobile number, re-insert the debit card in the ATM.
  • Now again, click on the option of “Create New Green PIN and Validate OTP” and then click on Validate OTP.
  • Enter the 4-digit OTP on the screen, after this it’ll show to please enter a new four-digit PIN of your choice which you’ve decided to add.
  • Re-enter the PIN as a confirmation, with this you’ve successfully completed the generation of a new PIN.

You’ve successfully completed the generation of a new ATM PIN for the Karnataka Bank debit card. Make sure that you don’t share the newly generated PIN with others, not even with the working professionals of Karnataka Bank. In case of, unexpected help contact customer support of Karnataka Bank as soon as possible.

How to Generate Karnataka Bank ATM Pin Through Internet Banking?

Here we’ve come up with another method of generating or changing Karnataka Bank ATM Pin easily using net banking which means you can do it on your smartphone sitting in your comfort zone, provided that you’ve registered for the internet banking facility of Karnataka Bank.

Here’s the procedure to generate an ATM Pin on your mobile phone using the methods given as follows:

  • The first and foremost step is you’ll need a username and password for such a process provided by the bank.
  • Visit the Karnataka bank website and start by logging in to the internet banking option.
  • You’ll see an “ATM service” bar on the screen just click on it and further choose “ATM pin generation”.
  • In the next step, you’ll have to enter the card details such as a sixteen-digit account number, PAN card number, email Id, and registered mobile number, along with some transaction details.
  • Now, enter the new PIN you want to generate and re-enter it for confirmation of the same.
  • Once you set the new PIN you’ll receive OTP to your linked mobile number for security purposes. Enter the OTP for confirmation of your new ATM Pin

Steps to Generate Karnataka Bank ATM Pin Using its Official Mobile App

Karnataka Bank provides you with another way to generate an ATM Pin using its official mobile application. Let’s see how it works and generate an ATM Pin by making use of the steps given below:

  • Firstly your device must contain Karnataka Bank mobile app, else you can install the app which is available on the play store or app store.
  • Kindly install or download the application for further procedure.
  • Now, you need to log in or sign up for the application using a linked mobile number or email id.
  • Make sure you accept the terms and conditions of the banks which are shown on the screen.
  • On the home screen go to the top right corner. PostFind the submenu ”banking” then find the services option in it.
  • Now, kindly tap on the debit card and select one of them. And now finally you can set your pin by yourself.
  • You need to fill in your pin two times for confirmation of the pin or a new pin.
  • Now you will see the MPIN option, just enter the MPIN and now your pin successfully changes to a new pin.

Related Articles:

How to Generate Karnataka Bank ATM Pin Using Phone Banking?

Sometimes senior citizens and rural areas people do not understand the concept of online net banking. For them, we’ve another solution of phone banking in which you’ll only have to complete this procedure using your mobile phone.

  • In order to generate an ATM Pin using a phone, dial 1800 425 1444 and consult customer care, they’ll suggest you the step by step instructions.
  • While calling, you’ll be ordered to dial some digits regarding the generation of Pin. Before generating that, you’ll receive the activation passcode on your SMS message.
  • Once you received the activation passcode from Karnataka Bank on your phone, you need to use that code for further processing.
  • Again call the customer care number and follow the instructions to generate an ATM Pin using the activation passcode.
  • Provide the details of the account number, Date of birth, PAN card details, and activation passcode.
  • At last, after providing details you’ll be easily able to generate an ATM Pin using the further process availed by Karnataka Bank.

Do’s and Don’ts to consider While Generating Karnataka Bank ATM Pin

Let’s understand do’s and don’ts to consider while performing the process of generating Karnataka Bank ATM Pin:

  • Set the PIN which is a bit complicated but easy for you to memorize. Avoid sharing the pin with others to prevent financial malpractice.
  • Frequently change the PIN to ensure the safety of money and prevention of unauthorized transactions.
  • While entering the PIN in the ATM machine try to cover the keypad with your body or hand.
  • Don’t use the same security PIN for every bank account, it may lead to security issues.
  • Avoid writing your newly generated PIN anywhere, especially in your wallet.
  • If you find any suspicious activity in your debit card, don’t use it for further transactions and report the issue of debit card tampering to the Karnataka Bank.

What to Do When you Forget your Karnataka Bank ATM PIN?

As suggested above, it’s crucial to set a pin that is easy to remember but in case you forget, here’s the solution to your problem.

  • Contact the customer care of Karnataka Bank service as soon as possible, they’ll assist with the step-by-step procedure. Dial this number 1800 425 1444.
  • You can also easily get the default ATM PIN through SMS of bank customer support by sending the message code provided to the particular number of account holders.
  • Another way is to go and report the issue of the regeneration of PIN in the Karnataka Bank itself, they’ll provide you with every detail about the same and send a new Pin to your registered mobile number or by post at your detailed location.

FAQs on Karnataka Bank ATM Pin Generation

1. How much time does it take to generate an ATM Pin?

Generally, It depends on which method you’re using to generate Karnataka Bank ATM Pin. If you use an ATM machine to generate it’ll take only a few minutes. On the other hand, if you reach out to the Karnataka Bank branch it may take 2-3 days to generate an ATM Pin because of their detailed process.

2. Can you change your ATM Pin frequently?

Yes, obviously, ATM pin can be changed frequently and it’s highly recommended to change them because of some suspicious unauthorized transactions that may lead to financial instability in your Karnataka bank account. Hence, change the ATM Pin often to prevent such consequences.

3. Can you generate an ATM Pin without using a debit card?

No, as all the methods need the presence of your debit card, no matter which method you’re using. For ATM machines you’ll need a debit card and for net banking, you’ll need card number details. Hence, it’s crucial to keep your debit card with you while generating your Karnataka Bank ATM Pin.

4. Is net banking a safe and secure option to generate Karnataka Bank ATM Pin?

Yes, undoubtedly, a net banking site is provided by the officials of Karnataka Bank which will assist you to generate ATM PINs and many other services regarding transactions, accounts, finance, etc. It’s extremely safe to use net banking on your mobile phone.

5. Can you generate a pin for a blocked Karnataka Bank debit card?

No, you strictly can’t generate a pin using a blocked debit card, ensure that you contact customer support of Karnataka Bank and resolve the issue of the card block. Once it’s unblocked, you can easily generate Karnataka Bank ATM Pin.

Key Outcomes

To summarize, the procedure of generating a Karnataka Bank ATM Pin is very simple as explained in the above article. Wasn’t that super easy? While performing the process of generating Pin it’s mandatory to ensure the safety of your generated PIN or any bank account details. We’ve provided you with a brief outline of everything you need to understand while generating a Karnataka Bank ATM Pin.

To know more about other pin generation articles like canara bank ATM pin generation, and many more, you can explore this transferandpostings.in website,

 

Advantages & Disadvantages of Credit Card Along with Some Safety Tips To Use Credit Card Wisely

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Advantages & Disadvantages of Credit Card

Advantages & Disadvantages of Credit Cards: Nowadays, credit cards have become a part of our life due to their convenient payment options. But still, there are some people who are afraid of using it and there are some people who are misusing it without knowing its value. By using credit cards properly, they can be used as the best financial tool. If you are thinking to apply for a credit card, check out this article.

Look into the article below, as it explains about advantages and disadvantages of credit cards along with other detailed information about credit cards like what is credit card and how it works. Read on to learn more!!!

What is Credit Card? How Credit Card Works?

A credit card is simply a financial instrument that was operated by a line of credit or on the principles of borrowing. You can use the card for any transaction with a certain amount limit. In credits card, we have different types like consumer, secured, business, charge, digital and many others.

Normally, these credit cards can be used for hotel bookings, online shopping, petrol pumps, and everywhere. It just works like you use a debit card and these payments you need to pay to the bank by the end of the month as you will get a credit card bill whereas with a debit card you use the funds you already saved for many months.

If you fail to pay that credit card bill on a certain period of time, you need to pay extra charges to the bank.

Advantages & Disadvantages of Credit Cards

As credit cards became a must-have financial tool these days, knowing the pros and cons of them is also necessary as many of us not are misusing them and ending up in credit card debts. Even these advantages and disadvantages will be helpful for people who are looking to take a credit card.

Advantages Of Credit Cards

Look into some of the advantages of credit cards that give you clarity about why you need to take a credit card. Check out the below carefully.

Buy Now Pay Later

One of the main reasons that people are getting attracted to a credit card is their ease of use. When you want to make urgent purchases like if you have any special occasion, or for any emergencies,  you can just use your credit card and make the payment. Bank will make the payment on your behalf and you can pay the bank in a slow process like EMI.

Safety

Another important advantage why people are getting attracted is its safety. If you save your money on your debit card, it may be stolen by fraudsters and hackers. But if you have a credit card, money will be deducted after a month so you can block the transaction while the bank does the investigation.

Offers and Incentives

From most banks, credit card has more offers and incentives, so people will get attracted to credit cards easily. These offers and incentives will include cashback and reward points after every swipe of the card. For example, if you use a credit card for your groceries, a credit card gives you some cashback of Rs.100/- like that.

Low-Cost Loans

If you are sure that you will get money within a few days but you need to buy an item today itself then at that time a credit card will be very useful. You do not need to take any loan from outside with interest. You can just use your credit card, buy and when you get money just pay it in credit cards within the time limit. So that you do not need to pay extra interest.

Build Financial Health

One more advantage of buying a credit card is you can build financial health by repaying bills on time. If you use the credit card in a proper way that helps you to build and maintain a line of credit. It is very important for banks to view your credit card history based on your card repayments and card usage.

Read More: Difference between Credit Card & Debit Card

Disadvantages Of Credit Cards

As there are innumerable benefits of credit cards, there is also another side of the coin if you don’t use the credit card in a proper way which is a disadvantage of credit cards.

Over Usage 

Credit cards are known for offering a credit of huge amounts. Taking it as an advantage, there is a chance of making unnecessary purchases up to the limit and it may become a habit that leads to heavy debt that cannot be repaid in time. As credit card interest rates are usually high, along with debt it adds huge interest which will become a burden to repay.

So be cautious while purchasing and be aware of overspending.

Fraudulent Usage of Credit Cards

With the advent of technology, cyber crimes are increasing enormously nowadays. Fraud usage of credit cards has become one of them. Using the credentials of your credit card, the amount from your credit account will be stolen by various means. So be wise while using Your credit card at POS machines, online purchases, etc.

Unfortunately, if you lost your credit card, be quick to inform the same to your respective bank or to customer care so that the credit card will be blocked and not fraudulent transactions further.

Fall of Credit Score

Usually, all the transactions made by credit card and their repayments will be recorded by the bank, if the repayments were not done regularly i.e within the time limit, then the credit score tends to fall which leads to the rejection of loans if you want to take further.

So use the credit card wisely by repaying the credit amount regularly to maintain a good credit score.

Hidden Costs

One more disadvantage that comes first on the list will be hidden credit card costs that will dent your pocket without knowing. Hidden costs is nothing but the numerous additional charges that are associated while you get your credit cards like annual credit card fees, charges on foreign transactions, charges on cash withdrawals, and many more.

High-Interest Rate

When you take credit cards from the bank you should be ready to pay high-interest rates that will be charged by the banks if you don’t pay the bill on time. It can be higher than personal loans and can go up to 50% per annum. So, try to pay your credit card bills on time.

After seeing all these advantages and disadvantages of credit cards, if you are interested to take a credit card, apply for it and generate a pin by looking into this link how to generate a credit card pin clearly.

Safety Precautions To Follow While Using Credit Cards

As you have seen the advantages and disadvantages of credit cards, you may get some idea on how to use your credit card in a proper way, still, we are providing you with some more tips to follow to use your credit card in a proper way.

  • Spend the money on a credit card, the amount you can pay back before the due date.
  • Don’t use your credit card for your everyday expenses, so that you can able to track the money that you spend on the credit card.
  • Use your credit card only if it is an emergency. Otherwise, you may fall into credit card debt.
  • Select an EMI option while making large purchases with credit cards that will help you avoid paying interest on the balance.
  • Avoid interest charges by paying the complete due amount every month.
  • Always keep 40% of your credit limit aside for emergencies.
  • Control your spending when you see that 40% of your credit limit has been used.

Other Posts: Axis Bank Credit Card Pin Generation

FAQs on Advantages & Disadvantages of Credit Cards

1. Is it good to use a credit card?

Yes, it is good to use a credit card if it is used properly. Many people will end up in debt without using it in a proper way. So look into the article, if you want to know about using credit cards properly.

2. Can I able to withdraw cash from my credit card at an ATM?

Yes, you can withdraw cash from your credit card at the ATM like you withdraw cash from your debit card. However, make sure with your bank that you have this facility or not.

3. Does the bank offers any insurance on credit cards?

Yes, many banks offer insurance on their credit cards for card purchases in case you lost your credit card or if it is damaged, or if it is stolen by others.

4. Name 3 advantages of using a credit card?

By using credit cards we have many advantages, in that some of which are provided below.

  • Easy Loan Approval
  • Enhanced Financial Health
  • Affordable EMIs

Key Takeaways

Through this, you may get to know about the advantages and disadvantages of credit cards. If you are smart in using credit cards, it can help you financially, and if you are not well organized in using credit cards it will make you more harm than good. So use it wisely and enjoy!! If you have any doubts you can comment below.

If you are interested to know more useful information about credit cards, debit cards, and pin generation articles like Yes bank credit card pin generation , and many more follow our transferandpostings.in website.

 

RBL Bank Debit Card Pin Generation – 3 Useful Methods to Set/ Change RBL Bank Debit/ ATM PIN

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RBL Bank Debit Card Pin Generation

RBL Bank Debit Card PIN Generation: RBL Bank has recorded the highest rate of growth in 3 years and one of those reasons is undoubtedly their debit card services. The bank actually offers a wide range of debit cards to meet all their customers’ specific needs and financial requirements.

That said, when you open a savings account with RBL, you are, by default, given a debit card of your choosing. However, you can only use the debit card for your transactions after you have generated its PIN and then activated the card. This blog will give you an insight into how you need to go about RBL Bank debit card PIN generation!!

Simple Methods to Generate RBL Bank Debit Card PIN

One of the best examples of the RBL Bank’s dedication to improving their customers’ lives and making it easy for them to operate their financial accounts is that the bank offers multiple methods using which you can generate your new debit card’s PIN. There are, in total, 3 methods for you to generate your new debit card’s PIN.

  • How to Generate RBL Bank Debit Card PIN Offline?
    • Using RBL Bank’s SMS facility
  • How to Generate RBL Bank Debit Card PIN Online?
    • Using RBL Bank’s MoBank mobile application
    • Using RBL Bank’s Internet Banking portal

We have discussed and explained these methods in detail for your reference below!

Offline RBL Bank Debit Card PIN Generation

Here are the simple methods to generate an RBL bank debit card pin generation easily offline.

How To Generate RBL Bank Debit Card Pin through SMS Method

Many people prefer offline methods of generating their RBL Bank debit card PIN because of the reliability of offline services. With internet services, your process could get stuck if your internet is weak or spotty. Therefore, we have given you detailed instructions on how you can generate your RBL Bank debit card PIN using the SMS method below.

  • RBL Bank debit card PIN generation can actually be done without an internet connection too. You simply need an active SIM card from which you can send and receive SMSs.
  • Bear in mind that you also need to refer to your customer ID or your registered PAN card number in order to proceed.
  • Once you have access to your customer ID or your PAN card number, you need to send a text message in the following format, to this number – 9223366333.
  • The format of the text message should look something like this: PIN<space>The last 4 digits of your debit card<space> Customer ID <space> Your desired 4-digit PIN
  • In case you do not have access to your customer ID, enter the last 4 digits of your PAN card number in the space meant for the customer ID.

Online RBL Bank Debit Card PIN Generation: Steps to Set RBL Bank Debit Card PIN

If your internet connection is reliable, you can generate your RBL Bank debit card PIN quite easily. You can either log in to RBL bank’s internet banking portal or log in to their MoBank mobile application. We have discussed these 2 online methods below.

How To Generate Debit Card Pin through Netbanking Method

Here is the process for generating your RBL Bank debit card PIN on the bank’s online internet banking portal.

  • First, log in to your net banking portal at the RBL Bank website in order to generate the new debit card’s PIN from there.
  • On the net banking page that opens, you should be able to see a ‘Requests’ button towards the top of the page. Upon clicking that, a new menu will open up on your screen. Location a ‘Debit Card’ icon and click on that.
  • Now you simply need to click on the ‘Debit Card PIN Set/ Reset’ icon and enter the PIN you want to use for your debit card. Ensure that the PIN of your choosing is secure and safe.

Read More: HDFC Bank ATM Pin Generation

Steps to Generate pin for RBL Bank Debit Card Through MoBank Mobile App

RBL bank debit card PIN generation can also be done using RBL’s MoBank mobile banking application. In fact, generating a new PIN is probably easiest using this method. This is primarily because of the intuitive user interface of this application.

  • Once you log in to the MoBank application, locate the icon for ‘Manage Your Cards.’
  • When you click on it, you will find an option to ‘Change PIN.’
  • Enter a PIN number that is safe but also easy for you to remember.
  • The application will also help you keep a record of all the transactions that take place in your bank account and on your debit card.

How To Change/ Reset Your RBL Bank Debit Card PIN Incase of Lose/Forgot?

You can reset/change your RBL Bank debit card PIN after setting it up for the first time. In fact, the process to reset your debit card PIN is identical to the methods we have mentioned above. Simply choose the method that is most convenient for you and follow the steps!

  • Change the Pin through the Mobile application
  • Change Debit Card pin through net banking
  • Change through ATM
  • Change through SMS

In the event that you lose or damage your RBL debit card, you must inform the bank immediately. Further, if you seem to have lost the debit card, make sure you also file a police complaint or block the money in your account until the whereabouts of the card can be determined or until the card can be removed from your savings account profile.

Related Articles:

Tips and Tricks To Follow While/After RBL Bank Debit Card PIN Generation

We understand that financial processes can cause a little anxiety. Therefore, we have come up with a few tips and tricks that are bound to make your job easier when you are trying to generate your brand-new debit card PIN. Read on!

  • Make sure that your PIN number remains completely confidential.
  • If you happen to share your PIN with somebody for an emergency, change it afterward.
  • Do not write your pin on any paper.
  • Do not share it on any shopping websites which are not secure.
  • Don’t share your pin through your emails, messages, etc.

FAQs on RBL Bank Debit Card PIN Generation

1. How to activate an RBL Bank debit card at an ATM?

First, you must generate your debit card PIN using any of the 3 methods outlined in the article above. Once you have done that, you can simply use the debit card to withdraw money at any ATM and your card will be activated.

2. Can I generate an ATM pin online?

Yes, you can generate an ATM pin online through net banking, or a mobile app.

3. Can you generate RBL Bank’s debit card PIN by calling customer care?

No, you cannot generate RBL Bank’s debit card PIN by calling customer care. However, if you have forgotten your PIN and only want to reset it, you can get in touch with the bank’s customer care to help you do the same. You can reach RBL Bank’s customer care on the following telephone number – 022 6115 6300.

Key Outcomes

And with that, you now know everything about the RBL Bank’s Debit Card PIN Generation procedure. So, without further ado, download the RBL MoBank application or simply type out an SMS to generate your debit card PIN. And finally, remember to be very careful about divulging any information about your account and finances to anybody apart from you!

For more other pin generation articles like Axis bank ATM pin generation, you can follow or bookmark our transferandpostings.in website.

How to Generate Green Pin Online 2023? – Effective Steps for Creating Green PIN By ATM, SMS, IVR, Net Banking

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How to Generate Green Pin

How to Generate Green Pin?: In India, the total number of debit card users is more than 661.8 million, and this count is rapidly increasing from time to time. Debit cards and credit cards’ biggest move is supporting cashless transactions with merchants. Employees and cardholders can address various advantages of debit cards. They can perform any complex bank task also so easily at home.

For example, generating a green pin became very easy by utilizing various online bank options. Hence, we have formed this guide to discuss deeply what exactly the green pin is, its advantages, how it works, and their differences along with How to Generate Green Pin quickly by cardholders online/offline?

What is Green PIN & How Does It Works?

A Green PIN is a digital PIN allowed customers to generate while setting up an ATM PIN through online or offline services. Bank’s green initiative cut down the paper and helped heal the environment with good maintenance. Green PIN was first introduced in 2016 by the SBI bank. Later, all banks started implementing the Green PIN via various methods.

This great initiation helps in controlling paperless transactions and also breaks the lengthy pin generation process which favors bank employees and customers. Green PIN facility can be generated through IVR(Interactive Voice Response), SMS, Bank’s ATM, Net banking service, and mobile banking service. In the following process of generating the ATM PIN, this green PIN plays a major role and makes you get a new PIN that can be used for the rest of your life while doing cash withdrawals and cashless transactions.

Related Posts:

Is There Any Difference Between a Green PIN and a Traditional Printed PIN?

Yes, there are numerous differences between the Green pin and the traditional printed pin. For your knowledge, we have listed them in the below table:

Green PIN Traditional Printed PIN
It cuts the paper (means no printed letter) A standard printed letter is a must.
It does not require much time to access the debit card after pin generation. It takes time to activate a debit card after pin generation.
You can even generate an instant duplicate pin with this facility when you forgot your previous pin. Need many days to generate the duplicate pin via traditional printed pin.
Bank doesn’t provide any pin. You have to generate it on your own. At first, the bank provides the PIN later on it should be changed.

Methods Available For Bank Cardholders To Generate Green PIN

A customer of debit or credit card can generate the green pin with the help of various banking services such as:

  1. Through Net Banking
  2. Via Custome Care or SMS
  3. Through IVR
  4. Using ATMs
  5. By Giving A Missed Call

You can check out the detailed process from the below heads and be aware of green pin generation.

Steps on How To Generate Green PIN Through Internet Banking

Cardholders who have registered to their net banking services can easily generate or activate their bank cards at home by following the important instructions on green pin generation. Look at the below steps carefully:

  • Log in to your internet banking account
  • On the home page, navigate to card services and select the PIN Generation option.
  • Select the card type to generate the pin.
  • Enter the details asked by the bank like account number, card number, etc.
  • After verifying the data, they will provide an OTP to your mobile number.
  • Enter the OTP on the page and get access to generate a green pin on your own.

Must Read:

Process For Green PIN Generation Via SMS or Customer Care Service

The instructions you need to take care of while generating a green pin through SMS are listed below:

  • Customers have to send an SMS in the format PIN ABCD EFGH to the bank’s SMS help number or customer care or toll-free number.
  • In the format, ABCD denotes the last 4 digits of their debit card and EFGH denotes the last 4 digits of their bank account number that is linked to their debit card.
  • After receiving the SMS with an OTP, cardholders need to use that OTP within 2 days and generate an ATM/debit PIN using the bank ATM.

How To Set Green PIN Through IVR?

With the support of the bank’s IVR also you can generate the green pin at home. The procedure is as outlined:

  • Open the bank’s official website and look at the IVR helpline number for PIN generation.
  • Call the number from the registered mobile number and follow the instructions carefully.
  • First, choose the ATM and prepaid services from the given options and enter the card number two times.
  • Confirm the details and enter the amount number twice.
  • Again confirm it, in no time you will receive an SMS with an OTP. This one-time password is valid for 2 days.
  • Within two days, card owners need to visit the ATM nearby and generate the PIN for their debit card.

Process To Set/Generate Green PIN By ATM

In order to generate a green pin and change or set up a new pin for your card using an ATM machine then have a look at the simple steps below:

  • Find the ATM machine of your bank in your surroundings.
  • Reach out to the nearest ATM and insert the card into the machine.
  • Check the menu and navigate to the PIN Generation option.
  • Click on it and enter the bank account number for authentication.
  • Now, give your registered mobile number and submit it.
  • Bank will verify the data after submission and if everything works well you will get the OTP.
  • You have to use this OTP within 2 days. Now by using this OTP you can create a Green PIN and use it for online transactions and cash withdrawals.

Read More:

Guide on How To Create Green PIN Via Missed Call

Facing issues with the above methods and looking for a simple and easy way to generate the Green PIN then follow the steps below. The facility you’re going to opt for green pin generation is giving a missed call. You will come to see this missed call facility very rarely in the banks.

  • First, give a missed call to the bank’s toll-free or a particular number from the mobile number registered with the bank.
  • If it connects properly then you will receive a one-time password on your phone via SMS.
  • Within the given time, you have to use this OTP by visiting the nearest bank’s ATM to generate a Green PIN.

Benefits of Green PIN

After initiating the green pin, cardholders and employees of the bank are happy with a lot of benefits such as:

  • No physical visit to the banks for pin generation requests or activation.
  • You can safeguard your pin with this facility.
  • Bank employees can cut down the postage and delivery charges.
  • It overcomes the carbon footprint of public and private banks in India.
  • A green PIN is safe and quick. Hence, there is no delay in generating the ATM PINs for your card.

Do Check: Letter to Bank Manager

FAQs on How Can I Generate Green PIN Online & Offline?

1. How can I know that my bank offers the green pin facility?

First, you have to check with the bank authorities about the facility of green pin for your cards. If yes, then proceeding with any of the methods is helpful for you.

2. Is there any fee to generate a green pin?

No, there is no fee linked with the green pin generation. It’s totally free of charge.

3. Can we generate a green PIN in any ATM?

No, we can’t generate a green pin in any ATM. It can be done only on the same bank’s ATMs. If you are an old cardholder, then you can have a minimal chance to change your pin and this is applicable for some bank cards only.

4. Can I generate a green pin online?

Of course yes, you can generate a green pin online via the bank’s online baking services like internet banking or mobile banking.

Yes Bank Credit Card Pin Generation – 3 Best Methods To Generate Yes Bank Credit Card PIN

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Yes Bank Credit Card Pin Generation

YES Bank Credit Card Pin Generation: Have you received your credit card from Yes Bank? Are you excited to use it in your shopping transactions and household bill payments? Then, don’t wait for anything just start the process of PIN generation as early as possible and make use of it up to the limit. If any of the customers applied and get a credit card for the first time then this guide is a savior.

As it explains simple and best methods to generate YES Bank Pin for Credit Card. Read the article to the end and acquire information like tips to safeguard your Yes Bank Credit Card PIN and possible ways for Credit Card Yes Bank PIN Generation.

How To Set/Reset PIN For Your Yes Bank Credit Card?

Credit card received customers need to set up a Pin at first and then start their sale transactions or ATM withdrawals as said before. The process to set up or reset the Yes bank credit card pin generation can be possible online & offline.

Online credit card pin generation Yes bank means using Internet banking services or Mobile Banking Applications. If you want Yes bank credit card pin generation without net banking then you can opt for offline services like IVR, ATM, and Customer Care Number.

We have discussed all these methods in a step-wise manner below just dive into those approaches and choose the handy and easy ones for generating a PIN for your credit card.

Related Articles:

How to Generate YES Bank Credit Card PIN Using Net Banking?

With the help of NetBanking, you can easily generate a Personal Identification Number (PIN) and activate the recently received Yes Bank Credit Card. In order to generate the pin and obtain other online services first you have to register for the YES bank’s internet banking. So, here we have given the procedure for registration and then Pin generation. Let’s see how to do them.

YES Bank Debit Card Pin Generation Through website

Guide on How To Register Yes Bank Credit Card For Internet Banking

  • Open the official website of YES Bank ie., www.yesbank.in
  • Navigate & Select Login > Credit Cards > Get Started options.
  • Now, it takes you to the new page, read the disclaimer, and Hit on the Continue button.
  • After that, you will see the Yes Bank Net Banking Page.
  • Find the ‘Register Using Credit Card’ option and click on it.
  • Next, enter all the details requested on the ‘Online Registration Process’ page like login ID, credit card number, date of birth, card expiry date, and preferred password.
  • Read the terms and conditions and press the Register Online button.
  • Bank will verify all your details and approve your request if things go well.
  • Later, you will get a transaction password on your phone registered with the bank.
  • After receiving the password, click on submit button.
  • If it displays the ‘You have successfully registered for Net Banking’ on the screen then you can proceed with all the services provided under internet banking.

Steps To Set YES Bank Credit Card PIN By Net Banking

The steps included in the process of Yes Bank Credit Card PIN Generation Online via Internet Banking are as follows:

  • Visit the YES Bank net banking page by clicking the link.
  • Now, login into your banking services by entering your registered Login ID and Password.
  • Find and tap on the credit card tab located at the top menu.
  • Click on the ‘PIN SET/RESET’ option.
  • Choose your card type from the dropdown menu and enter your card number. Hit the submit button.
  • Now, enter the new PIN and re-enter it for confirmation. Press the submit button again.
  • For verification, provide the OTP code received on your mobile number.
  • Finally, your new credit card Pin is generated.

Do look at the below official bank authorities released Yes Bank Credit Card PIN Generation Process Through Internet Banking and set your pin successfully:

Steps To Generate Yes Bank Credit Card PIN Generation Via ATM?

Here is the process to set YES Bank credit card 4-digit PIN through an ATM machine:

  • Go to the nearest Yes Bank ATM Center.
  • Inject the credit card into the ATM Machine and choose the preferred language.
  • Select the ‘Create PIN using OTP’ option from the displayed menu.
  • Now, enter the OTP which you got received on your registered mobile number.
  • In the next window, Enter the New PIN and confirm it again.
  • At last, click on submit button.
  • If it’s done successfully, then you will receive a notification as confirmation of the PIN change.

Do Read: Union Bank ATM Pin Generation

How to Change/Generate YES Bank Credit Card PIN Via Customer Care?

If not via ATM, there is one more Yes bank offline service to generate credit card PINs ie., through YES Bank’s 24×7 customer care helpline. Customers who are facing issues with an internet connection can avail of this offline support to raise a Yes bank credit card PIN generation customer care request.

For that, you need to call or email them your request with the help of the given contact details listed in the below table:

YES Bank credit card toll-free customer care number 1800 103 1212 & 1800-103-6000 (within India)

+91 22 4935 0000 (when calling from overseas)
Customer care e-mail ID [email protected]

Tips To Safeguard Your Credit Card PIN

The following hints will help you protect your credit card and its personal identification number. Let’s learn about them:

  • Without your presence, the credit card should not be swiped.
  • Make sure that your credit cards details like PIN, Login, and Password shouldn’t share with others.
  • Also, don’t share them via emails, SMS services, etc with bank operators or unknown numbers.
  • Don’t save credit card information on any web portals.
  • Remember your PIN in mind and don’t put it down on any paper of notes or on the card.
  • Always be aware of your credit card statements weekly or annually before payment to avoid unauthorized transactions.

Read More: Kotak Debit Card Pin Generation

Features Of Yes Bank Credit Card Services

Every customer of Yes Bank can avail of these benefits of Credit Card Services and upgrade their card experience. As it promises a comfortable path while achieving the needy services at Yes Bank.

  • QUICK LOAN
  • EXPRESS LOAN
  • INSTANT EMI
  • EMI ON CALL
  • CREDIT CARD PIN GENERATION
  • CARD CONTROL
  • CARD PROTECTION PLAN
  • YESPAY NOW
  • EMANDATE

Do Check: List of 10 Best Credit Cards in India 

FAQs On Yes Bank Credit Card PIN Generation IVR/ATM/NetBanking

1. How can I activate my Yes Bank Credit Card Pin?

You can activate your Yes bank credit card pin by mobile banking app, IVR, Net banking, ATM, Customer care number, etc.

2. What to do when I forgot my YES Bank credit card PIN?

You have so many options for regenerating the new pin for your yes bank credit card. All possible options are explained on our page clearly for your reference, once refer to them and choose the best methods that you want to do and resolve your issue in seconds.

3. I don’t have a YES Bank internet banking account, how do I set my credit card PIN?

Without Yes Bank Internet banking facility also you can easily set your credit card PIN. Do you want to know how it is possible? then follow this point. Firstly, approach customer care of YES Bank and request to register for internet banking with the help of a credit card and virtually you can set a PIN via your account. If not, directly ask the customer care person for Yes Bank Credit Card PIN Generation

4. How to generate an ATM PIN for YES Bank credit card?

Yes Bank Credit Card PIN Generation Process Through ATM is simple. If you feel difficulty then check out our explained step-by-step process on How to generate an ATM PIN for Yes Bank Credit Card from this guide and set your pin without any hurdles.

5. How can I reset my YES Bank credit card PIN without net banking?

You can change or reset your YES Bank credit card PIN without net banking access by calling Yes bank’s customer service at the Toll-Free number 1800 1200 or credit card service query supporters at 1800 103 1212.

6. How do I reset my YES Bank credit card PIN when I lost it?

There are two options that you can follow to reset your yes bank credit card pin. It can be done by using YES mobile app and via IVR self-service.

Final Words

We hope that the furnished data on Yes Bank Credit Card Pin Generation supported you during the setup of your credit card Pin. Do follow the safety instructions mentioned on this page, while generating a YES bank pin for credit cards as it prevents any kind of malfunctions. Are you wondering about Yes Bank Debit Card Pin Generation? Click on this available link and check out the possible ways that you can perform and attain the PIN in no time.

Excited to know more about PIN Generation for all Indian Banks!! Transfer And Postings website is the perfect place to look for valid information on how to generate PINs for any card type in a fraction of sections.

Canara Bank Internet Banking Pin Generation – Process For Registering & Activating Canara Bank Internet Banking Facilities

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Canara Bank Internet Banking Pin Generation

Canara Bank Internet Banking Pin Generation: In the era of the digital world, people are going crazy with their mobile usage and making their half of work done super easily. Thus the reason, all banks are introducing their banking services online through internet banking, and mobile banking. Canara bank is one of the largest public sector banks in India.

So, you must own an account in canara bank too! Am I Right? If yes, then this page is the best solution to pull up the process of Login Canara Bank Internet Banking PIN Generation. Both retail and corporate customers can use this online net banking service handy and free of charge too. Why wait? Let’s jump into this guide and get answers to your queries.

About Canara Bank Internet Banking Pin Generation

Nearly 6000 Canara Bank Branches and above 1 lakh ATMs are established across the country. If you are a new customer to this big canara bank family then you must read this guide till to the end to resolve your doubts about Canara Bank Internet Banking Instant Pin Generation. You can opt for the canara bank internet banking services when you are an active customer listed at the bank’s core banking (CBS) branches.

Internet banking facility is best and registering for it is really simple with the official website of the canara bank. Every single piece of information about the registration and activation of net banking at canara bank is discussed on our page. Before that, make sure to check that the phone number is registered at a bank or not and whether is it working actively or not.

Things You Need To Register For Canara Bank Internet Banking

Before going through the process of canara bank internet banking pin generation, you have to gather all these requirements in order to register at first for the internet banking services. Let’s see:

  • 13-digit bank account number
  • Registered email id and mobile number with your bank account
  • ATM card from the bank
  • Customer ID of your Canara Bank

Related Articles on Pin Generation:

How To Register For Canara Bank’s Internet Banking Facility?

Users who have successfully opened their account in canara bank are eligible for using the bank’s internet banking amenities. But for availing of this handy service, you need to work on registering for internet banking. Below, we have discussed the possible ways to register and use your canara bank net banking services:

  • Method-1: Registering means signing up for internet banking services. So, the first method you can go with is visiting the canara bank nearest to you or the branch you opened your account. Request the application form for internet banking and fill in all the required details. Cross-check the filled details and submit the form to the bank. After verification, the bank will process it and sends the internet banking credentials to the user’s mail address which was registered with the bank.
  • Method-2: You can also sign up for internet banking in this way. First, download the internet banking application form from the official website of canara bank and then fill in the details. Now, submit that filled application form to the users’ canara bank branch. Bank will process your application and mails you the internet banking login credentials.

If the user receives the login credentials for the canara bank internet banking on the registered mail then all net banking services are activated for the person. But for using the services you should activate your canara bank net banking. Continue your read!

Also Read: Canara Bank Personal Loan

Process To Activate Canara Bank’s Net Banking

Let’s check that you receive all the required details like login credentials, verification key, and activation code before starting your activation process of canara bank net banking. You should follow the below steps for activating canara bank’s internet banking facilities:

  • Open the official site of Canara Bank.
  • Look for the Internet Banking tab at the top of the page.
  • Press the New Registration Option and study the terms and conditions before clicking on ‘I Agree’ option.
  • Later on, you will be moving to the next process ie., entering the requested details of yours like account number, debit card number, registered mobile number, customer ID, etc.
  • After submitting the details, you will receive an OTP on your mobile.
  • Submit the OTP at an authentication page and move forward.
  • Once it got verified, you will be redirected to create a password or PIN for safe net banking transactions.
  • If that unique PIN or password matches all the parameters issued by the bank, hit the submit button to finish the activation process.
  • Finally, you are good to go with the numerous internet banking services that Canara Bank bids to its account holders.

How To Log In Canara Bank Internet Banking After Activation?

The simple steps that we should follow to log in to our canara bank net banking are here:

  • Visit the Official Canara Bank’s Internet Banking Page.
  • Type the User ID and Password in the fields.
  • Enter the security code or Captcha provided right beside the field.
  • You can even select the audio captcha if not comfortable with the image captcha.
  • After that, click on the Login button to successfully utilize the Canara Bank Internet Banking Facilities.

List of Facilities Provided By Canara Bank At Internet Banking

Have you ever wondered about the facilities that you can attain from the canara bank internet banking? If Yes, then here is the list of all amenities that are provided under internet banking service by Canara Bank.

  • Bill Payments
  • Open a PPF account and Remittance
  • Download Form 16A
  • ASBA
  • Open Sukanya Samriddhi Account and Remittance
  • Apply for Gold loan/KCC
  • Open Kisan Vikas Patra
  • Open FD/RD

Must Read: Canara Bank ATM Pin Generation

How To Reset Canara Bank Net Banking Password Online?

Do you want to create or reset your internet banking password online? Follow the steps outlined below:

  • Open the Online banking/Net banking Page at the canara bank official website.
  • Navigate to Create/Reset Login Password button under the Login tab.
  • It will take you to the requested page and ask you to enter the required information like user ID, date of birth, account number, card number, etc.
  • Now, enter the new password two times to confirm it.
  • Also, type the captcha in the given field and hit on Submit button.
  • Finally, a pop-up or message will be received after resetting. Again to the login page and Log in to the internet banking services of canara bank.

Steps To Reset Canara Bank Internet Banking Password Offline

If you face any issue with changing your password online then no worries at all, as they also provide an offline facility to reset your internet banking password. Here is the step-by-step process:

  • Go to the nearest canara bank branch.
  • Ask for an internet banking application form.
  • Enter the data that are requested and submit it.
  • After verification of your request, a new password for your net banking service will be received at your registered mail address.

How To Generate Canara Bank Green PIN Through Net Banking?

Here are the steps that instruct us to generate our own canara bank green pin via net banking:

  • Initially, go to the website of Canara Bank net banking and click on the login button.
  • Now, give the registered login id and password details in the fields and hit the Log in button.
  • In the menu, choose ‘Card Pin’ followed by ‘Generate Pin’.
  • Next, select the card that you want to generate the Green Pin.
  • Fill in the required field with your card details and next press the ‘Generate OTP’ button.
  • The generated OTP will get on your registered mobile number which is known as Green Pin.
  • Now, enter the OTP and hit the submit button.
  • Then it allows you to set your new PIN. Enter the PIN in the two fields and click on Confirm button.
  • In seconds, you will get a confirmation message about your Canara Bank New PIN Generation.
  • Now, you can use this Pin for all your transactions from the ATM or any card transactions at shopping.

Also Check: Union Bank ATM Pin Generation

FAQs on Canara Bank Internet Banking Login Instant Pin Generation Process

1. How can I activate my Canara Bank PIN online?

You can activate the Canara bank PIN Online by opting the verified services like Internet Banking and Mobile banking of Canara Bank. For a detailed process look at the above guide on Canara Bank Internet Banking Pin Generation.

2. What is retail user and corporate user in Canara Bank?

According to canara bank’s internet banking policy, individual users are allowed to issue retail internet banking so they are called retail users in canara bank. Corporate user is non-individuals such as Private limited companies, Trusts, Proprietorship, Public Limited Companies, HUF, etc. these are allowed to use Corporate Internet Banking services.

3. What is the canara bank net banking app?

The canara bank’s net banking app for android & ios users is the “Canara ai1” Mobile Banking Super App.

4. Can I activate Canara Bank net banking online?

Yes, you can absolutely activate canara bank net banking online. If you need a step-by-step process then look at our page.

5. How can I get my Canara Bank user ID and password?

You will get the Canara Bank user ID and password from the bank via mail. If not, you can even get them from this page ie., https://netbanking.canarabank.in/entry/getuserid.html. Now, you have to fill in the details like Customer ID and registered mobile number. Click on Submit and it generates the user ID and password.

6. Where should I log in for Canara Bank Internet Banking PIN Generation?

The official website to log in or access the canara bank internet banking is online.canarabank.in.

Key Takeaways

We are hoping that the knowledge we have shared with you about the methods for Canara Bank Internet Banking Pin Generation is easy to use for you. If you have any doubts about those methods and processes you can comment to us in the comment section below.

Looking for more interesting pin generation articles, like Yes Bank Debit Card Pin Generation, Kotak Debit Card Pin Generation, and more check out our website @transferandpostngs.in. Happy Banking!!

How to Generate a Debit Card Pin Instantly? – Pin Generation Through SMS, Mobile Banking, ATM

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How to Generate a Debit Card Pin

How to Generate a Debit Card Pin?: Have you recently opened a bank account? Yes, then a debit cum ATM card will get delivered to your home soon. After getting the debit card, you must activate it and generate a four-digit pin to access it. Here we are giving simple ways of debit card pin generation along with the things to consider during the pin generation.

In the below sections, we are giving the detailed process on how to generate a debit card pin online/offline. The methods to generate a card pin using net banking, mobile banking, SMS, or ATM.

Methods of a Debit Card Pin Generation

Most banks today give an opportunity to the account holders on generating ATM pin easily by having the bank registered mobile. The banks offer different methods of generating a new pin or changing the existing pin for the debit card. By following any of these techniques, you can easily generate the ATM pin instantly.

The various methods how to generate a debit card pin are along the lines:

  • Generate Debit Card PIN at Bank’s ATM
  • Generate Debit Card PIN Using Net Banking
  • Generate Debit Card Instant PIN with Mobile Banking
  • Generate Debit Card PIN Through SMS
  • Generate Debit Card PIN via Customer Care

How to Generate a Debit Card Pin Online?

Here we are giving a step-by-step guide on generating a debit card pin online using mobile banking or internet banking options.

Steps to Generate a Debit Card Pin Using Mobile Banking

If you have a bank mobile banking account, then you can follow these useful steps and generate the green pin.

  • Download the bank mobile application and open it.
  • Log in to the mobile app using the username and password.
  • Select your account from the drop-down menu for which you want to create the debit card pin.
  • Select the “Generate PIN” option available under the “Card Services” section.
  • Enter the card number, CVV, cardholder name, and expiry date.
  • Give your desired 4-digit PIN that you wanted.
  • Reenter the pin for the sake of confirmation.
  • After that, you will get an OTP regarding the PIN generation to your bank-registered contact number.
  • Enter the OTP in the specified place for the final verification.
  • Once the verification is done, you will get a successful debit card pin generation message on your mobile screen.

Process of Debit Card Pin Generation Through Internet Banking

All the account holders who have proper internet banking can use this technique for 100% successful instant pin generation. Check out the steps and follow them carefully.

  • Go to the bank’s official website and search for the internet banking login page.
  • Enter the appropriate login credentials and hit on the login button.
  • Once you are logged in, choose your account by hitting your bank account in the available options.
  • Go to the Card Services section and click on the Generate PIN option.
  • Enter a 4-digit PIN you want to set for your debit card.
  • Enter the same number again.
  • Check your phone about the pin generation message.
  • If you didn’t get the message, then again do all the above-mentioned steps.
  • If you receive an OTP, then enter the OTP and see the PIN Generation was a successful message.

Ways To Generate Debit Card Instant Pin via offline

We have already mentioned the three different methods on how to generate a debit card pin offline. They are using ATMs, and SMS, and calling the customer support team. In the further sections, we have given the detailed steps to generate a debit card pin. Follow them and achieve success in the pin generation.

Generate a Debit Card Pin using an ATM

  • Go to any ATM center with the received new debit card, envelope and bank-registered mobile number.
  • As a first step swipe your card in the ATM machine.
  • Choose the “PIN Generation” option from the list.
  • Enter the bank account number and debit card number.
  • Also, give the 4-digit pin present in the card envelope.
  • Now, enter the new 4-digit pin of your choice and confirm it.
  • After that, you will receive an OTP about the debit card pin generation to your mobile number.
  • The OTP is valid for only a few minutes. So, be careful and give the correct OTP.
  • After the proper validation, the bank will send a pin generation successful message to your mobile number.

Generate a Debit Card Pin using SMS

If you wanted to generate the debit card pin via SMS, then you have to know the particular bank’s customer support number. After collecting the number, follow these instructions.

  • Type your message in PIN ABCD EFGH format and send it to the customer support number.
  • In the above format “ABCD” is the last 4 digits of the debit card number and “EFGH is the last 4 digits of the respective account number.
  • After this message, you will get an OTP to the mobile number.
  • The OTP is valid for only 4 days.
  • After receiving the OTP, visit the ATM with a sealed envelope.
  • Insert the card and enter the required details.
  • Later provide the OTP and generate a new four-digit pin of your choice.
  • Re-enter the pin for confirmation.
  • Now, your new debit card PIN is set. You can access the services with it.

Steps on Debit Card Pin Generation with Customer Support

In this method of pin generation, you have to make a call to IVR. After getting the OTP, visit the ATM for completing the process.

  • Call the bank customer support contact number from the bank registered number.
  • Select your comfortable language by pressing a key.
  • Give the debit card number, account number, and other details.
  • Once all the details are verified, they will send an OTP.
  • Go to the ATM with the OTP.
  • Click on the “Generate PIN” option.
  • Enter the received OTP and hit on the “confirm” button.
  • Create a new debit card pin and re-enter it.
  • Hit the submit button for authentication.

How to Regenerate Debit Card PIN? – Process to Reset Forgotten Debit Card PIN

The process of generating a debit card pin or regenerating pin is one and the same. While changing the forgotten debit card pin offline, you have to click the generate/ reset debit card pin option at the ATM center. In the remaining places, the process is similar. The different ways to reset lost debit card pin are here.

  • Contacting customer support team
  • Sending SMS
  • Visiting ATM
  • Using Internet banking
  • Through mobile banking

Also, Check

Things To Consider While Generating a New Debit Card Pin

Here we are mentioning the various things to consider when generating a debit card pin. Have a look at the and keep them in mind during the process.

  • Never share your temporary or permanent debit card pin with anyone.
  • Don’t click on any random links or sites that prompt you to change or create a debit card pin.
  • Use only authorized sites to make payments with your debit card that asks for the debit card pin.
  • Always keep a strong pin for your debit card. Avoid using personal information like date of birth, phone number, and so on.
  • Protect your debit card pin while using it at POS terminals.
  • Don’t share your debit card pin with anyone over the call, text message, or email. Banks will never ask for your pin.
  • Regularly change your debit card pin.
  • Always look into your account balance and mini statement.

FAQs on How to Generate a Debit Card Pin

1. Can we generate a debit card PIN online?

Yes, we can generate a debit card PIN online using the bank’s net banking or mobile banking account. Login to the account and generate a new pin by giving the OTP.

2. What if an ATM PIN is not generated?

If a debit cum ATM pin is not generated, you can’t use it to make payments, withdraw cash and so on.

3. Can I activate a debit card from home?

Yes, you can activate a debit card from home. Go to the bank’s website, log in and choose the Customer Service section. Follow the instructions and activate your card online.

4. How can I generate an ATM PIN by phone?

To generate a PIN by phone by calling the bank’s customer service number. Follow the instructions until you get the OTP. After that, visit the ATM, and swipe the debit card. Choose the Generate PIN option and enter the new pin, OTP.

Conclusion

By following the above steps, you can easily learn how to generate a debit card pin either online/offline. Always remember to maintain the debit card pin safe. Stay in touch with our site to know all bank’s debit card pin generation processes like Kotak Debit Card Pin Generation, Yes Bank Debit Card Pin Generation, and soon.

Kotak Debit Card Pin Generation – How To Do Instant Kotak Pin Generation For New Debit Card In 2023?

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Kotak Debit Card Pin Generation

Kotak Debit Card Pin Generation: Have you opened a new account at kotak mahindra bank and looking at possible ways for Kotak Bank Debit Card Pin Generation? This guide is the right destination for you as it is completely focused on explaining how to generate a Kotak ATM Pin for Debit Card offline/online/physically.

Basically, kotak mahindra bank provides various debit cards as per the user’s requirement. After applying for the kotak bank debit card you will receive the debit card and its pin in the post. If not received then don’t be wondered about how to do kotak debit card pin generation first time as we have covered every possibility for kotak atm pin generation. Also, you can find the steps on How to regenerate your kotak debit card pin through offline or online modes. Dive in!

Why Do We Need To Perform Kotak Debit Card ATM Pin Generation?

When we open a saving account and applied for a debit card at kotak mahindra bank then they provide a welcome kit to us. In the welcome kit, you may receive the debit card, and debit card ATM Pin via scratch panels. To see the debit card 6-digit pin that was provided by kotak bank under the shaded area, you have to scratch on the area gently.

It displays the pin where you can change it and generate a new pin for safety. Sometimes there is a chance of missing a six-digit kotak bank debit card pin in the welcome kit. In that situation, all we can do is request and generate a new atm pin for your debit card. For the detailed process, look at the curated information about how to generate Kotak debit card pin first time from the below links.

How To Generate Kotak Debit Card Pin Offline?

You can easily generate a kotak debit card atm pin through various offline services like ATM, SMS, Customer Care, etc. Here we have explained all three offline services in detail for easy kotak atm pin generation for debit card users:

Easy Process To Change/Generate Debit Card Pin Kotak Bank Via SMS

Debit card users who are looking for the Kotak mahindra bank pin generation can opt for kotak pin generation by SMS service. Generating kotak bank debit card pin through SMS service comes under offline mode so blindly follow the below steps:

  • To get www.kotak.com pin generation by SMS, firstly, open the message window and enter ‘DEBITPIN(space)last four digits of debit card number’. For instance: DEBITPIN 3146.
  • Now, send the above SMS to 5676788 or 9971056767 from the registered phone number with the bank.

Remember:

  • Kotak Pin Generation can’t be availed on Permanently blocked debit cards.
  • In case, you hold the temporarily blocked debit card, then unblock the card at first and then try for regenerating the kotak debit card pin.

Steps On Kotak Mahindra Bank Debit Card PIN Generation Through ATM

One more offline mode service to generate kotak debit card pin is by ATM. The steps we have to follow to change or regenerate a new debit card pin kotak bank via ATM are fashioned below:

  • Simply go to the nearest ATM of kotak mahindra bank.
  • Now, look for the free ATM machine and insert your debit card.
  • It displays the menu on the ATM screen, select the ‘Pin Generation’ option.
  • After that, the bank will provide the green pin or One-time password (OTP) to your registered phone number.
  • To activate the debit card, you have to go to the ATM within two days and again insert your card into the machine.
  • Now, you have to click on Banking and then the ‘Pin change’ option.
  • Again enter the OTP or green pin received on your registered mobile number to generate a new PIN.
  • In the below box, again enter the new PIN, and finally click on confirm button.
  • At last, your kotak debit card pin generation and activation of the card are successfully completed.

Method To Generate Kotak Debit Card ATM Pin Generation Through Customer Care

The next possible way to generate or change the kotak debit card pin offline is using the kotak bank customer care service. Kotak mahindra bank has fast & active customer service which permits account users to solve their issues in less time. So, follow the steps that are mentioned here for kotak bank debit card pin generation by customer care:

  • Call on the toll-free kotak debit card customer care number with the bank-registered mobile number.
  • The customer care number that you have to call is 1860-266-2666. You can call this number in-between 9:00 AM to 7:00 PM (Monday to Saturday excluding holidays).
  • After calling, you will be instructed by the IVR about the default services.
  • Choose the preferred language and then go for the ATM and prepaid card services option.
  • Now, opt for the ‘Generate Green Pin’ option.
  • For verification, enter your debit card number.
  • You will get an OTP on your mobile number after successful verification. This OTP number is valid for two days.
  • In the final step, visit the nearest Kotak ATM for activating the debit card and generate a PIN with the help of the OTP received on your phone.

You can even do it this way. Once you ask for debit card-related services. It will ask you to enter your card number or CRN number or customer relationship number, and T-PIN. Later on, enter the new kotak debit card 6-digit PIN and successfully generate the PIN.

Take responsibility while sharing your bank details via calls, if possible make sure to visit the ATM physically and generate the PIN.

How To Generate Kotak Debit Card Pin Online?

The pin generation for the kotak debit cards can also be done through online mode. There are three online mode services you can opt for kotak mahindra bank debit card pin generation. They are Net banking, Mobile banking, and an official website. All three online methods for debit card kotak pin generation are discussed here very clearly. So, have a glance at them:

Steps To Change/Regenerate Kotak Bank Debit Card PIN Through Mobile Banking

Kotak 811 is an android and ios supported application that helps users of kotak bank to perform most of the services via online. Hence, you can generate your debit card pin via a mobile banking app called kotak 811. Below are the steps to generate kotak pin generation for debit cards by mobile banking:

  • Download the kotak 811 App on your device.
  • With the help of your registered mobile number, register on the app.
  • Create MPIN to log in.
  • Go to the Service request option.
  • Click on the Debit card option.
  • Press on the Re-generate PIN option and verify it by entering your MPIN number.
  • Now, enter the new PIN number two times and click on confirm button.
  • Finally, you have generated the new debit card pin through the mobile app.

How To Do Online Debit Card Pin Generation Kotak Bank Via Net Banking?

The steps you should follow for online Debit Card Pin Generation Kotak Bank through net banking are outlined below:

  • Visit the official kotak banks’ internet baking portal on the web or else click on this link ie., Kotak Net Banking for redirecting to the correct page.
  • Click on the Login button. Enter your registered username and password and then enter the captcha to log in to your personal net banking services.
  • Now, select the debit card option from the menu and hit the ‘Insta Re-generation of PIN’ option for changing or regenerating your Kotak Mahindra Bank Card PIN.
  • In the drop-down menu, select the debit card and enter the new PIN two times and also provide all necessary details before clicking on Confirm button.
  • Finally, you have generated your kotak mahindra bank new debit card PIN online.

How Can I Do Kotak Bank Debit Card Pin Generation Through Official Website?

Yes, you can even generate the new debit card pin through the kotak mahindra bank website ie., www.kotak.com. The process to do the same is explained below:

  • Open the official website of kotak bank ie., www.kotak.com
  • In the main menu, click on the service request option.
  • Keep the cursor on debit and credit card options and select the ‘Generate pin for all your kotak cards’ option.
  • It will redirect to the ‘Instant Pin Generation’ page. For a quick process, click on the Generate PIN link available here.
  • Now, select the card type ie., Debit Card / Best Compliments Card / Smart EMI Card.Instant Pin Generation Page for Kotak Debit Card PIN Generation
  • It asks you to select the type of debit card like Visa/Rupay, Master Card, and Maestro.
  • Now, enter all the following details and cross-check them before clicking on the confirm button.
  • If you have given all the required details properly then you can successfully generate the new debit card PIN.

How To Do Kotak Debit Card Pin Generation Physically?

Physical PIN Generation Mode is also one of the possible methods to generate your kotak bank debit card pin. This method is generally used for people who don’t have knowledge of generating a PIN through online or offline mode. Just look at the steps that are needed to generate a Physical PIN:

  • Go to the official portal of kotak mahindra bank.
  • Login to the site with the credentials like username and password.
  • Hit on the Debit card option.
  • Choose the ‘Request for Physical PIN’ option.
  • Type the information asked on the screen like card details and communication address.
  • Lastly, press the submit button to complete the Kotak debit card PIN generation process.

Within 7 working days, users will get the physical PIN at the doorstep but this process deducts the Physical ATM charges from the user’s bank account.

Simple Methods for Resetting Kotak Debit/ATM Card PIN When Forgotten

Guys who are facing an issue like this “I forgot my debit/credit card PIN? How to regenerate a PIN?” then make use of these methods:

The regeneration of kotak bank’s 6-digit debit card pin can be done by:

  • Logging in to kotak mahindra net banking at the official portal ie.,www.kotak.com (Tap on Banking -> Debit Card -> Regenerate Debit Card Pin)
  • Logging in to Kotak Mobile Banking App ie., Kotak 811 (Hit on Service Request -> Debit Card Requests -> Select -> Regenerate PIN)
  • Call on our 24-hour Customer Contact Centre toll-free number ie.,1860 266 2666.

What should I do if my Kotak Debit Card is lost/ stolen or damaged?

Instantly you have to block your debit card by using these methods:

  • Visit the nearest bank branch and request for blocking your debit card.
  • Do a phone call to our 24/7 customer service at 1860 266 2666.
  • SMS DCBLOCK XXXX (XXXX means enter the last 4 digits of your Kotak Debit Card number) to 5676788 or 9971056767
  • Login to your net banking or mobile banking app and follow these steps:
    1. Navigate and click on the Service Request
    2. Choose the Debit card Service requests option
    3. For permanent blocking of the card, choose the Report loss of card.
    4. For temporary blocking, Click on Activate/Deactivate Debit Card

If you have blocked your card then request the new kotak bank debit card parallelly by calling the customer contact center, logging into net banking, or visiting the nearest Kotak Bank branch.

Best Debit Cards Of Kotak Bank

The available table is showing the details about the two best kotak mahindra bank debit cards. Make use of this table and consider any one of them as per your requirements:

Kotak Debit Card Daily Limit at ATM & Shopping Prominent Features
Privy League Platinum
  • ATM: Rs 1.5 lakhs
  • Shopping: Rs 3.5 lakhs
  • Offers on fuel transactions up to Rs 30,000
Privy League Signature
  • ATM: Rs 2 lakhs
  • Shopping: Rs 4 lakhs/Rs 4.5 lakhs
  • 2.5% fuel surcharge waiverAirport lounge access

Must Read: Kotak Mahindra Bank Personal Loan

FAQs On Kotak Debit Card Pin Generation Via Offline/Online

1. Who doesn’t Generate Kotak Debit Card PIN? 

  • Only active card users are allowed to generate the PIN.
  • If the debit card is permanently blocked then PIN can’t be generated via any method.
  • For temporarily blocked users, regeneration of PIN can be possible after unblocking the card.

2. What to do if Kotak Debit Card PIN gets Locked?

When you enter the wrong PIN or debit card details 3 times or more then it gets locked and the only way to get unlocked is by using the Request for Physical PIN option.

3. How can I generate my Kotak ATM debit card PIN?

You can generate a Kotak ATM debit card PIN by going to the nearest atm machine and applying the steps instructed above on our page.

4. How can I activate my Kotak ATM card?

You can activate your kotak ATM card using various bank services like mobile banking, internet banking, customer care, SMS, ATM, etc.

5. How can I generate Kotak ATM PIN by SMS?

By Sending an SMS like ‘DEBITPIN(space)last four digits of the debit card number’ from the registered mobile number to 9971056767 or 5676788, you can generate Kotak ATM PIN.

Key Outcomes

Hoping that the information provided on how to set up Kotak Debit Card PIN Generation helped you to deal with the process in less time and even more conveniently. If you have a credit card from Kotak mahindra bank and need details on Kotak Credit Card Pin Generation, then click on the link available and start processing it online or offline. If you are in search of other banks’ PIN Generation methods like Union Bank ATM PIN Generation, do visit our website regularly and bookmark it for the latest notifications.

Bank of Maharashtra ATM Pin Generation – Generate ATM Pin via Net Banking, IVR, & SMS

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Bank of Maharashtra ATM Pin Generation

Bank of Maharashtra ATM Pin Generation: Bank of Maharashtra will offer the debit cum ATM card as a complementary for the account holders. It offers 7 kinds of debit cards like Kisan, RuPay Classic, Visa Classic, and so on. Individuals who have recently got a debit cum ATM card from the Bank of Maharashtra can be looking for different ways of activating it. We are giving the detailed process of ATM activation along with Bank of Maharashtra ATM Pin Generation.

Interested people can go through the 4 simple and useful pin generation techniques of the Bank of Maharashtra ATM card from this page.

Bank of Maharashtra ATM PIN Generation

Activating the ATM card and generating a new pin for Maharashtra ATM is very simple. While opening an account in the bank, you have to choose the ATM card option. As it is complementary, we advise all the account holders to have a Debit cum ATM card. One can make transactions online, withdraw money, and pay bills using an ATM card.

After applying for the ATM, the bank will send the card to your address by post. You have to activate the card, and also generate the pin to use the ATM card. In the following sections, you can obtain simple methods on how to generate a Bank of Maharashtra ATM Pin.

How to Activate Bank of Maharashtra ATM Card?

Go through the below-mentioned steps to activate your ATM card easily.

  • Firstly, go to the Bank of Maharashtra ATM machine.
  • Insert the card, and enter the pin available on the brochure.
  • Follow the instructions mentioned on the screen.
  • Check whether your card is activated or not by accessing the services.
  • If you are unable to access the services, then visit the bank with an ATM card.

Different Methods To Generate Bank of Maharashtra ATM Pin

Maharashtra Bank ATM PIN generation is made easy with any of the following ways. Check the detailed steps for generating the new pin here.

  • Generate ATM Pin Through Internet Banking
  • Generate ATM Pin Via SMS
  • Generate ATM Pin Using Customer Service
  • Generate ATM Pin with ATM

How To Generate Bank of Maharashtra ATM Pin Using Net Banking?

Maharashtra Bank account holders can generate Green PIN using the Internet Banking option. In case of loss of Bank of Maharashtra ATM Pin, just follow these guidelines and create a new pin easily. Check out the detailed steps here:

  • Visit the Bank of Maharashtra Net Banking website.
  • Login to the website by giving the user name and password.
  • Go to the Cards section and choose “PIN Generation” choice.
  • Select your ATM card from the available options.
  • Enter the debit card details in the provided input boxes.
  • Later, check your mobile number for an OTP.
  • Enter the OTP and new 4-digit number of your choice and confirm.

Your ATM card pin has been successfully updated.

Steps To Generate ATM Pin for Maharashtra Bank with IVR

Bank of Maharashtra ATM card holders can follow these simple instructions for the new Bank of Maharashtra ATM Pin Generation by calling the customer support team.

  • Call the Bank of Maharashtra Toll-Free Number 1800 233 4526 or 1800 102 2636 from your bank-registered number.
  • Choose the preferred language, ATM and prepaid service option.
  • Give the asked debit card details.
  • Enter the bank account number and confirm it.
  • After the confirmation, you will get OTP to the registered mobile number.
  • Use the OTP and enter the new PIN.

Bank of Maharashtra ATM Pin Generation using SMS

Users can easily regenerate the new ATM pin by sending the required details to the toll-free number. In this process, you have to visit the ATM within 2 days of getting the OTP. Have a look at the steps given here.

  • Send an SMS to 567676 with the message “PIN ABCD EFGH”.
  • Here, ABCD contains the ending 4 digits of the debit card number and EFGH is the last 4 digits of the bank account number.
  • PIN is your new four-digit pin number.
  • After sending the message, you will get an OTP which is nothing but the Green PIN.
  • Visit the ATM with the OTP for completing the Bank of Maharashtra ATM Pin Generation process.

Also, Check

Generate Bank of Maharashtra ATM Pin Through ATM

If you are looking to change the Bank of Maharashtra ATM Pin, then you can do it by visiting the ATM center.You can follow these simple techniques if you want to reset new pin for the Bank of Maharashtra ATM.

  • Visit any Bank of Maharashtra ATM with your card.
  • Swipe the card and select the language.
  • Select the PIN Generation option from the menu.
  • Give the account number and confirm it.
  • Enter the bank-registered mobile number to receive the OTP.
  • The received Green PIN OTP can be used to generate the ATM PIN.
  • Enter the new pin and confirm it.
  • Finally, you can see the message, “Your PIN has been updated successfully”.

After getting the Green PIN, go through the below instructions:

  • Remove the ATM from the machine and replace it.
  • Choose the Banking option, followed by PIN change.
  • Enter the OTP on your phone.
  • The ATM will ask for a new PIN, input the new 4-digit number of your choice.
  • After validating the new PIN, the AT PIN generation successful notification will get displayed.

FAQs on Bank of Maharashtra ATM Pin Generation

1. How can I activate my ATM card of the Bank of Maharashtra?

Make a call to 022-2700866 (Bank of Maharashtra Help Line Number) from your bank-registered phone number to activate the ATM card or credit card.

2. Can I generate an ATM PIN online?

Yes, you can generate an ATM PIN online by login into the net banking portal or mobile banking apps.

3. Can I use the Bank of Maharashtra ATM card without generating the PIN?

No, you can’t use a Bank of Maharashtra ATM card without generating the pin.

4. How can I generate the Bank of Maharashtra ATM PIN offline?

To generate the Bank of Maharashtra ATM pin offline, follow these guidelines:

  • Swipe the received ATM card at any nearest Bank of Maharashtra ATM.
  • Select the pin generation option from the available choice.
  • Enter the new pin of your choice, and received OTP for confirmation.

Final Words

I hope that the information included here about Bank of Maharashtra ATM PIN Generation is helpful to you. People can generate the new pin by sending an SMS, using net banking, visiting ATMs, or calling the customer support team. Keep visiting our site to know more related articles on bank pins.