Kotak Debit Card Pin Generation – How To Do Instant Kotak Pin Generation For New Debit Card In 2023?

Kotak Debit Card Pin Generation: Have you opened a new account at kotak mahindra bank and looking at possible ways for Kotak Bank Debit Card Pin Generation? This guide is the right destination for you as it is completely focused on explaining how to generate a Kotak ATM Pin for Debit Card offline/online/physically.

Basically, kotak mahindra bank provides various debit cards as per the user’s requirement. After applying for the kotak bank debit card you will receive the debit card and its pin in the post. If not received then don’t be wondered about how to do kotak debit card pin generation first time as we have covered every possibility for kotak atm pin generation. Also, you can find the steps on How to regenerate your kotak debit card pin through offline or online modes. Dive in!

Why Do We Need To Perform Kotak Debit Card ATM Pin Generation?

When we open a saving account and applied for a debit card at kotak mahindra bank then they provide a welcome kit to us. In the welcome kit, you may receive the debit card, and debit card ATM Pin via scratch panels. To see the debit card 6-digit pin that was provided by kotak bank under the shaded area, you have to scratch on the area gently.

It displays the pin where you can change it and generate a new pin for safety. Sometimes there is a chance of missing a six-digit kotak bank debit card pin in the welcome kit. In that situation, all we can do is request and generate a new atm pin for your debit card. For the detailed process, look at the curated information about how to generate Kotak debit card pin first time from the below links.

How To Generate Kotak Debit Card Pin Offline?

You can easily generate a kotak debit card atm pin through various offline services like ATM, SMS, Customer Care, etc. Here we have explained all three offline services in detail for easy kotak atm pin generation for debit card users:

Easy Process To Change/Generate Debit Card Pin Kotak Bank Via SMS

Debit card users who are looking for the Kotak mahindra bank pin generation can opt for kotak pin generation by SMS service. Generating kotak bank debit card pin through SMS service comes under offline mode so blindly follow the below steps:

  • To get www.kotak.com pin generation by SMS, firstly, open the message window and enter ‘DEBITPIN(space)last four digits of debit card number’. For instance: DEBITPIN 3146.
  • Now, send the above SMS to 5676788 or 9971056767 from the registered phone number with the bank.

Remember:

  • Kotak Pin Generation can’t be availed on Permanently blocked debit cards.
  • In case, you hold the temporarily blocked debit card, then unblock the card at first and then try for regenerating the kotak debit card pin.

Steps On Kotak Mahindra Bank Debit Card PIN Generation Through ATM

One more offline mode service to generate kotak debit card pin is by ATM. The steps we have to follow to change or regenerate a new debit card pin kotak bank via ATM are fashioned below:

  • Simply go to the nearest ATM of kotak mahindra bank.
  • Now, look for the free ATM machine and insert your debit card.
  • It displays the menu on the ATM screen, select the ‘Pin Generation’ option.
  • After that, the bank will provide the green pin or One-time password (OTP) to your registered phone number.
  • To activate the debit card, you have to go to the ATM within two days and again insert your card into the machine.
  • Now, you have to click on Banking and then the ‘Pin change’ option.
  • Again enter the OTP or green pin received on your registered mobile number to generate a new PIN.
  • In the below box, again enter the new PIN, and finally click on confirm button.
  • At last, your kotak debit card pin generation and activation of the card are successfully completed.

Method To Generate Kotak Debit Card ATM Pin Generation Through Customer Care

The next possible way to generate or change the kotak debit card pin offline is using the kotak bank customer care service. Kotak mahindra bank has fast & active customer service which permits account users to solve their issues in less time. So, follow the steps that are mentioned here for kotak bank debit card pin generation by customer care:

  • Call on the toll-free kotak debit card customer care number with the bank-registered mobile number.
  • The customer care number that you have to call is 1860-266-2666. You can call this number in-between 9:00 AM to 7:00 PM (Monday to Saturday excluding holidays).
  • After calling, you will be instructed by the IVR about the default services.
  • Choose the preferred language and then go for the ATM and prepaid card services option.
  • Now, opt for the ‘Generate Green Pin’ option.
  • For verification, enter your debit card number.
  • You will get an OTP on your mobile number after successful verification. This OTP number is valid for two days.
  • In the final step, visit the nearest Kotak ATM for activating the debit card and generate a PIN with the help of the OTP received on your phone.

You can even do it this way. Once you ask for debit card-related services. It will ask you to enter your card number or CRN number or customer relationship number, and T-PIN. Later on, enter the new kotak debit card 6-digit PIN and successfully generate the PIN.

Take responsibility while sharing your bank details via calls, if possible make sure to visit the ATM physically and generate the PIN.

How To Generate Kotak Debit Card Pin Online?

The pin generation for the kotak debit cards can also be done through online mode. There are three online mode services you can opt for kotak mahindra bank debit card pin generation. They are Net banking, Mobile banking, and an official website. All three online methods for debit card kotak pin generation are discussed here very clearly. So, have a glance at them:

Steps To Change/Regenerate Kotak Bank Debit Card PIN Through Mobile Banking

Kotak 811 is an android and ios supported application that helps users of kotak bank to perform most of the services via online. Hence, you can generate your debit card pin via a mobile banking app called kotak 811. Below are the steps to generate kotak pin generation for debit cards by mobile banking:

  • Download the kotak 811 App on your device.
  • With the help of your registered mobile number, register on the app.
  • Create MPIN to log in.
  • Go to the Service request option.
  • Click on the Debit card option.
  • Press on the Re-generate PIN option and verify it by entering your MPIN number.
  • Now, enter the new PIN number two times and click on confirm button.
  • Finally, you have generated the new debit card pin through the mobile app.

How To Do Online Debit Card Pin Generation Kotak Bank Via Net Banking?

The steps you should follow for online Debit Card Pin Generation Kotak Bank through net banking are outlined below:

  • Visit the official kotak banks’ internet baking portal on the web or else click on this link ie., Kotak Net Banking for redirecting to the correct page.
  • Click on the Login button. Enter your registered username and password and then enter the captcha to log in to your personal net banking services.
  • Now, select the debit card option from the menu and hit the ‘Insta Re-generation of PIN’ option for changing or regenerating your Kotak Mahindra Bank Card PIN.
  • In the drop-down menu, select the debit card and enter the new PIN two times and also provide all necessary details before clicking on Confirm button.
  • Finally, you have generated your kotak mahindra bank new debit card PIN online.

How Can I Do Kotak Bank Debit Card Pin Generation Through Official Website?

Yes, you can even generate the new debit card pin through the kotak mahindra bank website ie., www.kotak.com. The process to do the same is explained below:

  • Open the official website of kotak bank ie., www.kotak.com
  • In the main menu, click on the service request option.
  • Keep the cursor on debit and credit card options and select the ‘Generate pin for all your kotak cards’ option.
  • It will redirect to the ‘Instant Pin Generation’ page. For a quick process, click on the Generate PIN link available here.
  • Now, select the card type ie., Debit Card / Best Compliments Card / Smart EMI Card.Instant Pin Generation Page for Kotak Debit Card PIN Generation
  • It asks you to select the type of debit card like Visa/Rupay, Master Card, and Maestro.
  • Now, enter all the following details and cross-check them before clicking on the confirm button.
  • If you have given all the required details properly then you can successfully generate the new debit card PIN.

How To Do Kotak Debit Card Pin Generation Physically?

Physical PIN Generation Mode is also one of the possible methods to generate your kotak bank debit card pin. This method is generally used for people who don’t have knowledge of generating a PIN through online or offline mode. Just look at the steps that are needed to generate a Physical PIN:

  • Go to the official portal of kotak mahindra bank.
  • Login to the site with the credentials like username and password.
  • Hit on the Debit card option.
  • Choose the ‘Request for Physical PIN’ option.
  • Type the information asked on the screen like card details and communication address.
  • Lastly, press the submit button to complete the Kotak debit card PIN generation process.

Within 7 working days, users will get the physical PIN at the doorstep but this process deducts the Physical ATM charges from the user’s bank account.

Simple Methods for Resetting Kotak Debit/ATM Card PIN When Forgotten

Guys who are facing an issue like this “I forgot my debit/credit card PIN? How to regenerate a PIN?” then make use of these methods:

The regeneration of kotak bank’s 6-digit debit card pin can be done by:

  • Logging in to kotak mahindra net banking at the official portal ie.,www.kotak.com (Tap on Banking -> Debit Card -> Regenerate Debit Card Pin)
  • Logging in to Kotak Mobile Banking App ie., Kotak 811 (Hit on Service Request -> Debit Card Requests -> Select -> Regenerate PIN)
  • Call on our 24-hour Customer Contact Centre toll-free number ie.,1860 266 2666.

What should I do if my Kotak Debit Card is lost/ stolen or damaged?

Instantly you have to block your debit card by using these methods:

  • Visit the nearest bank branch and request for blocking your debit card.
  • Do a phone call to our 24/7 customer service at 1860 266 2666.
  • SMS DCBLOCK XXXX (XXXX means enter the last 4 digits of your Kotak Debit Card number) to 5676788 or 9971056767
  • Login to your net banking or mobile banking app and follow these steps:
    1. Navigate and click on the Service Request
    2. Choose the Debit card Service requests option
    3. For permanent blocking of the card, choose the Report loss of card.
    4. For temporary blocking, Click on Activate/Deactivate Debit Card

If you have blocked your card then request the new kotak bank debit card parallelly by calling the customer contact center, logging into net banking, or visiting the nearest Kotak Bank branch.

Best Debit Cards Of Kotak Bank

The available table is showing the details about the two best kotak mahindra bank debit cards. Make use of this table and consider any one of them as per your requirements:

Kotak Debit Card Daily Limit at ATM & Shopping Prominent Features
Privy League Platinum
  • ATM: Rs 1.5 lakhs
  • Shopping: Rs 3.5 lakhs
  • Offers on fuel transactions up to Rs 30,000
Privy League Signature
  • ATM: Rs 2 lakhs
  • Shopping: Rs 4 lakhs/Rs 4.5 lakhs
  • 2.5% fuel surcharge waiverAirport lounge access

Must Read: Kotak Mahindra Bank Personal Loan

FAQs On Kotak Debit Card Pin Generation Via Offline/Online

1. Who doesn’t Generate Kotak Debit Card PIN? 

  • Only active card users are allowed to generate the PIN.
  • If the debit card is permanently blocked then PIN can’t be generated via any method.
  • For temporarily blocked users, regeneration of PIN can be possible after unblocking the card.

2. What to do if Kotak Debit Card PIN gets Locked?

When you enter the wrong PIN or debit card details 3 times or more then it gets locked and the only way to get unlocked is by using the Request for Physical PIN option.

3. How can I generate my Kotak ATM debit card PIN?

You can generate a Kotak ATM debit card PIN by going to the nearest atm machine and applying the steps instructed above on our page.

4. How can I activate my Kotak ATM card?

You can activate your kotak ATM card using various bank services like mobile banking, internet banking, customer care, SMS, ATM, etc.

5. How can I generate Kotak ATM PIN by SMS?

By Sending an SMS like ‘DEBITPIN(space)last four digits of the debit card number’ from the registered mobile number to 9971056767 or 5676788, you can generate Kotak ATM PIN.

Key Outcomes

Hoping that the information provided on how to set up Kotak Debit Card PIN Generation helped you to deal with the process in less time and even more conveniently. If you have a credit card from Kotak mahindra bank and need details on Kotak Credit Card Pin Generation, then click on the link available and start processing it online or offline. If you are in search of other banks’ PIN Generation methods like Union Bank ATM PIN Generation, do visit our website regularly and bookmark it for the latest notifications.

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